Health Insurance for Self-Employed Individuals
Personalized, Affordable Coverage Built for Independent Professionals
When you’re self-employed, you get to call the shots, but when it comes to health insurance, it can feel like you’re on your own. That’s where I come in.
At Helping Hands Insurance, I specialize in helping freelancers, contractors, and self-employed professionals find customized health coverage that fits your needs and your budget. You deserve the same peace of mind and protection as anyone with employer-sponsored benefits, and I’m here to make that happen.
Why Health Insurance Matters for the Self-Employed
Being your own boss has its perks, but health insurance can often feel like the downside. The right plan can:
- Protect your income and savings in case of a medical emergency
- Give you access to preventive care and essential services
- Provide peace of mind for you and your family
- Offer tax advantages, depending on how you file
You shouldn’t have to choose between affordability and quality coverage, and with the right guidance, you don’t have to.


What I Offer
I help self-employed individuals across Florida and beyond explore their best options from top-rated providers. Whether you’re just starting out or growing your business, I’ll help you find a plan that checks all the boxes:
- Individual Health Plans – Designed for your specific coverage needs and income level
- Flexible Private Options – Outside of the exchange, including PPO-style plans for more provider freedom
- Budget-Friendly Solutions – We’ll work together to keep your costs low without sacrificing quality
- Comprehensive Benefits – Preventive care, specialist access, telehealth, and more
Tailored Coverage for Independent Professionals
There’s no “standard” self-employed client and that’s exactly why I don’t offer standard solutions. Whether you’re a freelancer, consultant, real estate agent, or run your own LLC, I take the time to understand your situation and match you with a plan that makes sense.
We’ll talk through your priorities, walk through your options, and find a coverage path that gives you confidence moving forward.
What Self-Employed Clients Are Saying
"As a freelancer, I had no idea where to start. Thomas broke everything down in a way that made sense and helped me find a plan I could actually afford. Super responsive and easy to work with."
"I was dreading the process, but Helping Hands Insurance made it a breeze. Thomas really took the time to understand what I needed and found a plan that worked perfectly for my lifestyle."
"I used to think decent health insurance was out of reach for someone like me. Not anymore. Thomas helped me get covered without breaking the bank and I finally feel protected."
How It Works
Getting started is quick and easy:

Schedule a Free Consultation
We’ll talk about your situation, what kind of coverage you need, and what’s most important to you.

Get a Personalized Plan
I’ll explore every option available and explain them clearly so you can choose with confidence.

Choose with Confidence
Once you’re ready, I’ll take care of the details so you can get covered quickly and easily.
Let’s Find a Plan That Works for You
You’ve taken the leap to work for yourself, let’s make sure you have the protection and peace of mind to keep building your future.
Licensed in 27 States and Growing
Helping Hands Insurance proudly serves clients across:
- Arkansas (AR)
- Colorado (CO)
- Florida (FL)
- Georgia (GA)
- Illinois (IL)
- Indiana (IN)
- Kansas (KS)
- Kentucky (KY)
- Louisiana (LA)
- Maryland (MD)
- Michigan (MI)
- Mississippi (MS)
- Missouri (MO)
- Montana (MT)
- Nebraska (NE)
- Nevada (NV)
- North Carolina (NC)
- Ohio (OH)
- Oklahoma (OK)
- South Carolina (SC)
- South Dakota (SD)
- Tennessee (TN)
- Texas (TX)
- Utah (UT)
- Virginia (VA)
- West Virginia (WV)
- Wisconsin (WI)